في تقييم الصلابة المصرفية -دراسة حالة : النظام المصرفي الجزائري للفترة 2009 / 2017 PESFدور برنامج

Abstract

The study aimed to evaluate indicators of financial hardness in Algeria for the period between 2009-2017, depending on the financial sector assessment program (pesf), and in order to reach results and answer questions, we depended on the multiple linear regression model by using the least squares method. The study concluded that the level of solvency in Algeria is a good level, and it must be preserved by raising the level of liquidity in the banking system through the commitment of Algerian banks to improve the standards of granting credit. Based on the results obtained, Algerian banks must follow the recommendations of each International Monetary Fund and the World Bank and employ financial managers and human resources managers with high experience in managing costs in order to improve the work environment in order to try to achieve the goals set by each bank, which are profitability, honesty and liquidity.